First Coast Report

If you’re holding off on buying because you expect mortgage rates to drop significantly, the latest forecasts suggest that’s unlikely to happen anytime soon. Rates are projected to stay in the low-to-mid 6% range well into 2027. That means waiting could cost you more time than it saves you money. Here in St. Johns County,…

Big investors are buying fewer homes across the country than they have in years, and that’s opening up real opportunities for everyday buyers in St. Johns County. If you’ve felt boxed out by cash offers and bidding wars with deep-pocketed buyers, the landscape is shifting in your favor. Investors aren’t just slowing their purchases —…

If you’re planning to sell your current house and buy your next one, start by selling first. It clears your biggest hurdle up front, protects you financially, and puts you in a stronger position when you’re ready to make an offer. Whether you’re in St. Johns County, St. Augustine, Nocatee, Ponte Vedra, Palencia, Jacksonville, or…

The best way to know if your home still works for you is to watch your own week in motion. If mornings feel like a bottleneck, homework has nowhere quiet to happen, and storage can’t keep up with sports gear and swapped-out wardrobes, your home is telling you something. The good news: sometimes the fix…

If you’re buying a home, insurance costs are still climbing — but the pace of those increases is finally starting to slow. Here’s what that means for your budget as you shop for a home in St. Johns County, St. Augustine, and Nocatee. Between mortgage rates and home prices, there’s already a lot to track…

Home price growth across Northeast Florida is showing early signs of turning back up after more than a year of slowing down. The shift is small so far, but it matters for anyone weighing a move in St. Johns County, St. Augustine, or Nocatee this year. Whether that’s good news or something to watch closely…

If you own a luxury home in Northeast Florida, this is one of the strongest windows to sell in years. Luxury sale prices are climbing nearly three times faster than the rest of the market, and buyers at the top end are more active than they’ve been in a while. If you’ve been on the…

Smart homeowners in Northeast Florida don’t wait for something to break—they use mid-year as a built-in checkpoint to protect what they’ve built and plan what comes next. A focused review in June or July can save you money, improve your daily comfort, and keep your home competitive whenever you’re ready to sell. In communities like…

Yes, your first home really can be the key to your next one. Starter homes are still in short supply across Northeast Florida, which means yours is likely in demand, and the equity you’ve built could cover a big part of your next down payment. Put those two things together, and moving up may be…

Feeling priced out of the Northeast Florida housing market? A condo or townhome could be your way in. With more homes to choose from and lower price tags than single-family homes, these options can put ownership within reach without stretching your budget to the limit. If you’ve been searching St. Johns County, St. Augustine, or…